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The Easy Exit Guarantee

A full refund within 14 days.
Cancel from Settings after that.

No deletion clock, and your records yours for as long as you want them.

No exit interviews. No retention calls.

The cancellation door is wider than the signup door — by design.

See pricing
The four commitments

What the Easy Exit Guarantee actually is.

Four concrete commitments — the same for every paid tier (the Household Continuity Dossier, Estate Standard Seal). Numbers are locked. No buried conditions.

I14 days

Full refund within 14 days

Every penny back. No conditions.

Cancel any ongoing paid plan within 14 days of signup and you receive every penny back. No questions, no conditions, no exceptions. Refund goes back to the same payment method you paid with.

Applies equally to the Household Continuity Dossier and Estate Standard Seal — no shorter window for any paid tier.
IISettings

Cancel from Settings, any time

No retention call. No exit interview.

Click "Manage or Cancel Subscription" in Settings, then "Export & close" — your secure billing portal opens and you confirm the cancellation there. One panel on the way shows what your account holds; it never blocks the exit.

The incoming DMCCA rules will require cancellation as easy as signup. Valoren already works that way — the exit path is never blocked.
IIINo clock

Your records keep, indefinitely

Records stay readable after cancel.

After cancellation your records remain accessible in read-only mode permanently. Export everything to PDF, erase it all, or leave it where it is and come back later. Your choice — and no deadline forces it.

Nothing requires this. We hold them because you may want them back, and we erase them the moment you ask.
IVForever

Your records are yours forever

PDFs that work without us.

Letter to Trusted Persons, Funeral Wishes, Crisis Instructions, completion packs, executor packs, governance letters — they are PDFs you can keep, share, and use indefinitely.

Distinct from §III grace: data portability, not data access.
— four, in plain English · no buried conditions —
What happens when you cancel

Four scenarios. Each with its own mechanics.

Customers cancel for different reasons and at different times. Each scenario has explicit timing, refund treatment, and data treatment. No "exceptional circumstances" clauses.

SC.A

Within 14 days of any ongoing paid signup

The full refund window. Cancel within 14 days of any ongoing paid signup — the Household Continuity Dossier or Estate Standard Seal — and you get a full refund of everything you paid.

What happens
Cancellation processes immediately. The team processes your refund to the same payment method you paid with. Records stay readable in read-only mode — export to PDF, erase them, or leave them and come back later. No deadline forces the choice.
What you keep
Any documents prepared so far remain yours forever (PDFs).
Note
No exit fee. No "but you used the system" deduction. No partial-month deduction. Full refund means full refund.
SC.B

Mid-term cancellation, after 14 days

After the 14-day full-refund window, Household Continuity Dossier / Estate Standard Seal cancellations are mid-term. Cancel in Settings — you confirm in the secure billing portal — and access continues until your current term ends.

What happens
No pro-rata refund. Your current term continues until the year-end you paid for. You keep full access until then. After term-end, records stay readable in read-only mode, with no deletion clock.
What you keep
All documents prepared during the term remain yours.
Note
Why no pro-rata: the annual fee covers the ongoing review, refreshed checks, governance letter, and storage for the full year — most upfront. Cleaner approach: full refund within 14 days; no pro-rata after.
SC.C

At renewal — every plan renews automatically

The Household Continuity Dossier and Estate Standard Seal renew automatically each year unless you cancel first. If you're still subscribed when the renewal date arrives, here's what happens.

What happens
A renewal reminder email arrives 14 days before the charge. The charge processes on the renewal date, opening a new 14-day cooling-off (Valoren's own renewal cooling-off, ahead of the incoming DMCCA subscription rules). Within 14 days of the renewal charge: full refund of the renewal if requested. Account continues into the new term.
What you keep
Same as any other scenario — your prepared documents stay yours.
Note
One reminder, 14 days out — enough notice to cancel before you're charged.
SC.D

If you cancel before your renewal date

Cancel any time in Settings and the subscription simply won't renew — no separate opt-out step.

What happens
Cancel in Settings and confirm in the secure billing portal. You keep full access until the term you've already paid for ends, with no renewal charge to follow. Records then stay readable in read-only mode, with no deletion clock.
What you keep
If you change your mind, you can re-subscribe at the same tier (or upgrade) at any time — there is no window to miss — and your records are restored exactly as they were.
Note
Quiet end. No urgency. No retention pressure.
Your data, when you cancel

Three options. Your choice.

I

Export everything, then we delete

One click in Settings: "Export everything." You receive a complete archive — every record as spreadsheet and structured data, every prepared document as a PDF, and everything you uploaded — with a receipt naming anything that could not be included. You delete the Valoren account. We retain only the legal minimum (anonymised payment records for HMRC tax compliance, 6 years per Companies Act). Records and personal data are deleted within 30 days of your cancellation request.

II

Keep your records, read-only, for as long as you want them

Default. Records remain in read-only mode permanently — there is no deletion clock and nothing expires. Log in any time, view records, export specific items, come back and pick up exactly where you left off. We keep them because you may want them, not because we want to hold them: ask us to erase everything at any point and we do, in full, promptly.

III

Erase immediately

Don't keep anything. Cancellation triggers erasure of all personal data, with no PDF export — completed well inside the one month UK GDPR allows, and normally within a day. Customers choose this when speed of erasure matters more than retaining a copy — typically for privacy-driven cancellations.

What's deleted
  • ·Your records (will references, LPA references, Trusted Persons designations, executor designations, asset records, beneficiary records, life event records)
  • ·Your prepared documents (regenerable from records you exported)
  • ·Account credentials, payment-method tokens, browsing telemetry
  • ·Any uploaded documents in the vault
What's retained — legal minimum
  • ·Anonymised payment records (HMRC + Companies Act 6-year retention)
  • ·Audit log records of cancellation (kept 7 years, anonymised, as regulatory evidence)
  • ·Customer-support correspondence (anonymised, 3-year retention for Consumer Duty evidence)

Right to erasure (GDPR Article 17) — yours, anytime. If you want full erasure including the legal-minimum-retained data, submit a Data Subject Access Request and Right to Erasure request. We'll evaluate against legal retention obligations and erase whatever isn't legally mandated to retain. Standard turnaround: 28 days.

How cancellation actually works

From Settings. Here's the entire flow.

I
Click I

In Settings

Open Settings (the settings icon in your portal header). Scroll to "Subscription." Click "Manage or Cancel Subscription."

A panel appears showing what your account holds, lower-priced hold options if you'd rather pause than close, a "Keep my account active" button — and "Export & close", the exit. Nothing on the panel blocks the exit.

II
Click II

Export & close

Click "Export & close." Your secure billing portal opens, and you confirm the cancellation there.

If applicable, the team processes your refund to the same payment method you paid with.

That's it. No retention call. No exit interview.

Frequently asked

Eight questions before you commit.

No exit interview. No retention call. Clicking "Manage or Cancel Subscription" in Settings shows one panel with what your account holds and lower-priced hold options — "Export & close" on that panel takes you straight to the secure billing portal, where you confirm the cancellation. The panel never blocks the exit, and nobody follows up to talk you out of it.
Come back whenever you like. Your records are not deleted on a clock, so re-subscribing at the same tier (or upgrading) restores them exactly as they were — whether that is a month later or five years later. Your prepared documents remain accessible throughout.
The annual fee covers the ongoing review, refreshed checks, governance letter preparation, and storage for the full year — most of these costs are upfront. Pro-rata refund would either subsidise low-engagement cancellers from high-engagement renewers, or push us toward monthly billing which adds friction and isn't what most customers want. The clean approach: full refund within 14 days; no pro-rata after.
They remain yours. Cancellation doesn't revoke anything. Future maintenance ends with cancellation, but everything produced during your subscription — records, prepared PDFs, anything you've printed — stays with you.
Yes. Until the renewal date, the system continues its checks, preparing documents, sending pre-renewal reminders, and otherwise behaving normally. Cancellation stops the subscription auto-renewing at the next renewal date; access continues to the term-end date.
Your records stay readable, but the Trusted Persons system stops. Trusted Persons access is part of the active subscription — without one, there is nothing standing ready to activate, even though the records themselves remain.

If you want that continuity, you'd need to maintain at least the Household Continuity Dossier. PDF prepared documents you've already produced remain accessible either way (they live on whatever device or storage you've put them on, not Valoren's servers).
Every renewal. If you renewed your Household Continuity Dossier and within 14 days realise it's no longer right, the renewal charge is refunded (Valoren's own renewal cooling-off, offered ahead of the incoming DMCCA subscription rules). The 14-day full-refund window applies to first signup; the 14-day renewal cooling-off applies to every subsequent renewal.
No. Free Form Help is genuinely free, with no signup required. Cancelling a paid plan (the Household Continuity Dossier or Estate Standard Seal) doesn't affect your ability to use Free Form Help — that remains free for any visitor, paid or not.
The regulatory context

Where the policy meets the law.

The UK's Digital Markets, Competition and Consumers Act 2024 (DMCCA) will set minimum standards for subscription products — pre-contract information, advance renewal reminders, easy cancellation (as easy as signup), a cooling-off on auto-renewals, and protection against subscription traps. Its subscription-contract rules are expected in force in January 2027, brought forward from spring 2027 by the Prime Minister's announcement of 9 August 2026; the statutory 14-day cooling-off that already applies at signup comes from the Consumer Contracts Regulations 2013.

Valoren commits to those standards now, ahead of commencement — and beyond them.

Cancellation easier than signup, not just as easy
Signup is multiple screens with capacity verification, identity collection, and payment confirmation. Cancellation is two clicks in Settings, then one confirmation in the secure billing portal.
A full 14-day refund window on signup, no conditions
Cancel any ongoing paid plan within 14 days and every penny comes back — no exit fee, no partial-month deduction.
No exit interviews
The incoming DMCCA rules will forbid "anti-cancellation" friction. There is no interview and no call — one panel shows what your account holds before you go, and it never blocks the exit.
Read-only access to your records, permanently
No rule requires this. We keep them because you may want them back — and erase them in full whenever you ask.

DMCCA reference at gov.uk

The door is open. Both ways.

If you have questions about cancellation, refunds, or what happens to your data, the team at support@valoren.uk replies within one business day.

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