The conversation your family has been putting off.
The most expensive failure in adult-child / ageing-parent households is the conversation that never happens.
An LPA not registered in time. A pension nomination never updated after a divorce, forty years ago.
A care preference never written down that a family discovers only during a hospital admission, when a rushed decision must be made from fragments. A Carer's Allowance claim never made — worth over £4,000 a year — because no one formalised the arrangement.
This document does not eliminate these conversations — it gives them a structure, a starting point, and a written record.
What is included.
One document, prepared as a single PDF. Structured into the twelve sections below, so each part of the conversation has its own place.

An evening with a parent's paperwork, and no map of where any of it is.
Capacity is a one-way door — the route that is simple while your parent can choose closes the moment it is lost.
A Lasting Power of Attorney is made and registered while your parent still has capacity — the Office of the Public Guardian fee is £92 to register each LPA, £184 for both types.
Remission or exemption can apply on a low income or means-tested benefits.
If capacity is lost first, the only route is a Court of Protection deputyship — the application fee is £432 (plus a £100 assessment for new deputies), and it is slower, supervised, and decided by a court rather than by your parent.
Who acts for them is a choice only your parent can make, and only while they still can.
Acting early is the one window in which the decision stays fully theirs.
Start the free LPA readiness intake · Lasting power of attorney fees, explained
Why £79?
A social worker's carers assessment — free but takes months; covers needs not planning
A personally-prepared document pack covering the planning conversations your family needs to have, delivered within one business day.
Nothing you start with is wasted. The £79 counts in full toward anything more expensive for 30 days — £79 off the £179 Executor’s First Hour, or off the Household Continuity Dossier’s first year. Use the same email at checkout and it applies automatically.
Start free if you would rather. Supporting a Parent covers the same ground without charge, and the LPA readiness check tells you whether an LPA is the missing piece before you spend anything — both free, no account.
Your council’s carers assessment is free too, as the table above says. What £79 adds is a prepared pack, written from your answers within one business day: the conversations to have, in what order, against your parent’s position rather than the general case.
The figures, sourced
Every fee and threshold this page states — where it comes from, and when it was last checked.
| Figure | Amount | Source |
|---|---|---|
| LPA registration, per document | £92 | GOV.UK ↗8 Sept 2026 |
| LPA registration, both types (one person) | £184 | GOV.UK ↗22 Sept 2026 |
| LPA processing time | 8–10 weeks, if the application has no mistakes | GOV.UK ↗8 Sept 2026 |
| Court of Protection deputyship — application fee | £432 | Statute ↗9 Sept 2026 |
| Court of Protection — new deputy assessment fee | £100 (£50 if income is under £12,000) | GOV.UK ↗9 Sept 2026 |
| Deputyship supervision, ongoing | £320/year general · £35/year if the estate is under £21,000 | GOV.UK ↗9 Sept 2026 |
| Attendance Allowance | £76.70/week lower rate · £114.60/week higher rate — other conditions apply | GOV.UK ↗8 Sept 2026 |
| Carer's Allowance | £86.45/week, for 35+ hours/week caring — other conditions apply | GOV.UK ↗8 Sept 2026 |
| Council Tax — single-person discount | 25% off the bill, if your parent now lives alone | GOV.UK ↗8 Sept 2026 |
| Care means-test — upper capital threshold (England) | £23,250 — self-funding above this | Statute22 Sept 2026 |
| Care means-test — lower capital threshold (England) | £14,250 — capital ignored below this; tariff income of £1/week per £250 applies between the two | Statute22 Sept 2026 |
Who this pack is for.
Adult children whose parent is 65 or older and has not yet registered an LPA.
Families preparing for a hospital admission, diagnosis, or care conversation.
Households where one adult carries most of the practical and caring knowledge.
This document provides structured information to help you understand a planning process. It does not constitute legal, tax, financial, medical, or care advice.
For advice specific to your parent's circumstances, consult a qualified solicitor, GP, or care professional. LPA registration should be completed while your parent has legal capacity; if you are concerned about current capacity, speak to a solicitor before attempting to register.
Library
Free guides behind Caring for a Parent
These free briefs are what this product builds on. The guides are openly available — the paid product personalises them to your specific records.
Caring for a Parent extends this pack — a personalised operating brief for the household you're now managing, with your specific contacts and records.
Read the guideCaring for a Parent provides the personalised action plan this guide introduces — your parent's specific LPA, medical, and financial records captured.
Read the guideCaring for a Parent extends this brief into an operational plan — the specific documents, contacts, and LPA steps for your parent's situation.
Read the guideThe care conversation is easier before the emergency.
Read the guideCaring for a Parent captures the care home cost structure and financial plan — so the threshold calculations and local authority position are documented.
Read the guideAll guides are available free from the Valoren library — no account required.
